by Gregg M. Paley | Jun 8, 2012 | Banks, Defend Your Lawsuit, Foreclosure Defenses, Foreclosure Process, Loan Modification, Mortgage, Short Sale, Strategic Default
Who owns your mortgage? What a dumb question – the bank owns my loan and their contact information is at the top of the bill I get each month! Sorry, wrong answer and one of the many reasons why the Foreclosure Process is so confusing. Read on and we’ll...
by Gregg M. Paley | May 18, 2012 | Banks, Deficiency Judgements, Mortgage, Short Sale, Strategic Default
There are many things you can do to improve the chances of short sale approval. In fact, by doing a little basic research about your home’s current value and learning all you can about the Foreclosure Process you’ll make a proposal that will...
by Gregg M. Paley | May 2, 2012 | Bankruptcy, Banks, deed in lieu of foreclosure, Defend Your Lawsuit, Deficiency Judgements, Foreclosure Defenses, Foreclosure Process, Foreclosure Renting, Lawsuit Defenses, Loan Modification, Short Sale, Special Post, Strategic Default, Walk Away Option
The fear of losing your home is a big deal and an emotion shared by millions of other homeowners so you’re not alone. However don’t let fear control what may be the most important financial decision of your life so try to relax and take the time to learn...
by Gregg M. Paley | Apr 21, 2012 | Banks, Foreclosure Process, Mortgage, Your Second Mortgage
What happens to your Second Mortgage in foreclosure is a rarely discussed topic but an important one nonetheless, especially for your post-foreclosure plans. Although many homeowners have second mortgages, which include lines of credit and home equity loans, very few...
by Gregg M. Paley | Apr 16, 2012 | Banks, deed in lieu of foreclosure, Defend Your Lawsuit, Featured, Foreclosure Defenses, Foreclosure Process, Lawsuit Defenses, Loan Modification, News, Short Sale, Walk Away Option
Love the weather but hate the housing market – a familiar refrain for many Floridians as the Florida Foreclosure Crisis has dominated the lives of homeowners for the past several years. Florida leads the nation in just about every negative foreclosure category...
by Gregg M. Paley | Apr 1, 2012 | Banks, Default Notice, Foreclosure Defenses, Foreclosure Process, Mortgage, News, Stress
The recent foreclosure crisis has resulted in numerous disclosures of illegal and unethical actions by banks, loan servicing companies and many lawyers representing these companies that would have been hard to believe years ago but now seems to be more the rule than...