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by Gregg M. Paley | Jun 8, 2012 | Banks, Defend Your Lawsuit, Foreclosure Defenses, Foreclosure Process, Loan Modification, Mortgage, Short Sale, Strategic Default
Who owns your mortgage? What a dumb question – the bank owns my loan and their contact information is at the top of the bill I get each month! Sorry, wrong answer and one of the many reasons why the Foreclosure Process is so confusing. Read on and we’ll...
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by Gregg M. Paley | May 28, 2012 | deed in lieu of foreclosure, Defend Your Lawsuit, Deficiency Judgements, Foreclosure Process, Short Sale
Whether or not the bank can collect a Deficiency Judgment from you depends on what your promissory note says and which state you’re in. More About Deficiency Judgments. Because your default and any resulting Foreclosure Lawsuit comes from a breach of your...
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by Gregg M. Paley | May 18, 2012 | Banks, Deficiency Judgements, Mortgage, Short Sale, Strategic Default
There are many things you can do to improve the chances of short sale approval. In fact, by doing a little basic research about your home’s current value and learning all you can about the Foreclosure Process you’ll make a proposal that will...
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by Gregg M. Paley | May 11, 2012 | Options, Stress
Foreclosure Blame- It’s Not Our Fault! So if we didn’t cause the foreclosure crisis who did? That’s right, greedy banks and lenders who care more about profits than what’s good for you or the country. Unfortunately, banks are no longer your...
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by Gregg M. Paley | May 2, 2012 | Bankruptcy, Banks, deed in lieu of foreclosure, Defend Your Lawsuit, Deficiency Judgements, Foreclosure Defenses, Foreclosure Process, Foreclosure Renting, Lawsuit Defenses, Loan Modification, Short Sale, Special Post, Strategic Default, Walk Away Option
The fear of losing your home is a big deal and an emotion shared by millions of other homeowners so you’re not alone. However don’t let fear control what may be the most important financial decision of your life so try to relax and take the time to learn...
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by Gregg M. Paley | Apr 28, 2012 | Default Notice, Defend Your Lawsuit, Foreclosure Defenses, Foreclosure Process, Lawsuit Defenses, Loan Modification, Short Sale, Strategic Default
How Strategic Default works and what it means are often discussed but rarely understood so let’s make it easy. Strategic Default is a foreclosure alternative where you stop making mortgage payments that you can otherwise afford as part of an overall plan to...
